Application Fee
See agencyVerified by CO Board of Business
Mortgage Loan Originator Licensing in Colorado
Review current requirements, exam details, renewal cycle, and salary outlook for mortgage loan originator in Colorado, including See agency and board contact links.
Last verified: Feb 17, 2026
Current
Exam Requirement
Third-party exam requiredRenewal Cycle
See board renewal rulesLicensing Blueprint for Mortgage Loan Originator in Colorado
Estimated timeline: 1 monthCore Requirements
- 1
Education: Specific course required.
- 2
Experience: Work experience required.
- 3
License Type: Stand-alone license.
- 4
DESCRIPTION: Colorado requires that all MLO applicants submit application in both the NMLS and Colorado's E-license database.
- 5
The Colorado application will become available in your E-license account 24 hours after filing your MU4 form in NMLS.
- 6
Once the NMLS data has been imported into Colorado's database, you will see the "MLO (Mortgage Loan Originator) Application" become available within your account.
- 7
Use this application to apply for a brand new license, to reapply for a license that has expired beyond the right to reinstate or to apply for Temporary Authority (TA).
Exam and processing details
- Third-party exam required
Continuing education and program notes
- Continuing education required to maintain license
Application Snapshot
- Licensing Authority
Department of Regulatory Agencies • Division of Real Estate
- Current Filing Fee
See agency
- Renewal Cycle
See board renewal rules
- Salary Position
$79,800 median (8% above national)
- State Salary Rank
#10 of 50 states
Step-by-Step Process (7)
- 1. Meet Colorado eligibility requirements for Mortgage Loan Originator licensure.
- 2. Complete required education or training: Specific course required.
- 3. Document required supervised experience: Work experience required.
- 4. Pass required examination steps: Third-party exam required.
- 5. Prepare supporting documentation (DESCRIPTION: Colorado requires that all MLO applicants submit application in both the NMLS and Colorado's E-license database.; The Colorado application will become available in your E-license account 24 hours after filing your MU4 form in NMLS.).
- 6. Submit the application to Department of Regulatory Agencies~Division of Real Estate and monitor board communications.
- 7. Maintain post-licensure compliance (continuing education: Continuing education required to maintain license).
Salary Insights in Colorado
With a median salary of $79,800, Mortgage Loan Originators in Colorado earn 8% above the national median of $74,180. Colorado ranks #10 among 50 states. The typical licensing timeline is 1 month.
State Hiring Climate (QCEW)
SteadyQoQ Employment Change
+0.8%Average Weekly Wage
$1,540Median annual salary
$79,800Hourly estimate
$38.378% above national median
Difference: +$5,620
Percentile Distribution
Annual compensationMortgage Loan Originator Salary Ranking
#10 of 50 statesfor Mortgage Loan Originator median salary
| Rank | State | Median Salary |
|---|---|---|
| #1 | New York | $98,940 |
| #2 | New Jersey | $95,090 |
| #3 | Massachusetts | $93,430 |
| #4 | Vermont | $86,490 |
| #5 | Minnesota | $84,480 |
Nearby States Comparison
Mortgage Loan Originator licensing across the region| State | Median Salary | Education | Exam | Timeline |
|---|---|---|---|---|
| Colorado | $79,800 | Specific course required | Third-party exam required | 1 month |
| Wyoming | $76,460 | No educational requirements | State exam required | 7 years |
| Nebraska | $75,730 | Varies by state board | State-approved exam | 1 month |
| Kansas | $82,540 | Specific course required | Third-party exam required | Varies by board |
| Oklahoma | $65,720 | Specific course required | State-approved exam | Varies by board |
| New Mexico | $72,690 | Specific course required | Third-party exam required | Varies by board |
| Arizona | $53,760 | Varies by state board | State-approved exam | Varies by board |
| Utah | $60,870 | Varies by state board | State-approved exam | Varies by board |
License by Endorsement
Transfer requirements are state-specific. Use this quick matrix as a planning signal, then verify final endorsement rules with each board.
| State | Reciprocity Score | Tier | Notes |
|---|---|---|---|
| Colorado | 56 | Medium | State-specific exam conditions may apply. Documented experience may be required. |
| Wyoming | 62 | Medium | State-specific exam conditions may apply. Background check or criminal history review is indicated. |
| Nebraska | 78 | High | Board-specific review required. |
| Kansas | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| Oklahoma | 72 | Medium | Background check or criminal history review is indicated. |
| New Mexico | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
- License status indicator: Active.
- Continuing education indicator: Continuing education required to maintain license.
- Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Official Licensing Agency
Agency website unverified
Department of Regulatory Agencies • Division of Real Estate
1560 Broadway Ste 925, Denver, CO, 80202
Phone: 3038942166
This agency is in our manual verification queue. We only publish direct official board URLs after verification.
Related Careers in Colorado
| Profession | Median Salary | Education | Timeline |
|---|---|---|---|
| Architect | $95,620 | Degree required | Varies by board |
| Audio and Video Technicians | $54,920 | Degree required | Varies by board |
| Certified Public Accountant | $90,030 | Degree required | Varies by board |
| Civil Engineer | $99,590 | Degree required | Varies by board |
FAQ
How long does it take to become a Mortgage Loan Originator in Colorado?
Most applicants finish the licensing path in about 1 month, but timing can change based on education track, exam scheduling, and board processing.
What exams are required for Mortgage Loan Originators in Colorado?
Colorado lists Third-party exam required as part of the licensure process for Mortgage Loan Originators.
What education do you need to become a Mortgage Loan Originator in Colorado?
The board typically expects Specific course required for Mortgage Loan Originator licensure in Colorado.
What is the typical Mortgage Loan Originator salary in Colorado?
The median annual salary for Mortgage Loan Originators in Colorado is $79,800. Salaries range from $41,680 (10th percentile) to $157,130 (90th percentile).
How does the Mortgage Loan Originator salary in Colorado compare to the national average?
Mortgage Loan Originators in Colorado earn 8% above the national median of $74,180, with a state median of $79,800.
How many Mortgage Loan Originators work in Colorado?
Colorado employs approximately 3,700 Mortgage Loan Originators according to BLS data.
Can I transfer my Mortgage Loan Originator license to Colorado from another state?
Transfer requirements vary by board. License status indicator: Active. Continuing education indicator: Continuing education required to maintain license. Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Who is the licensing agency for Mortgage Loan Originators in Colorado?
The licensing agency is Department of Regulatory Agencies / Division of Real Estate. The official board website is currently under manual verification.
How often do you renew a Mortgage Loan Originator license in Colorado?
Current guidance indicates a renewal cycle of See board renewal rules.