Application Fee
See agencyVerified by FL Board of Business
Mortgage Loan Originator Licensing in Florida
Review current requirements, exam details, renewal cycle, and salary outlook for mortgage loan originator in Florida, including See agency and board contact links.
Last verified: Feb 17, 2026
Current
Exam Requirement
State-approved examRenewal Cycle
See board renewal rulesLicensing Blueprint for Mortgage Loan Originator in Florida
Estimated timeline: Varies by boardCore Requirements
- 1
Background/Criminal Review: No criminal record prohibitions.
- 2
License Type: Stand-alone license.
Application Snapshot
- Licensing Authority
FL Department of Financial Services
- Current Filing Fee
See agency
- Renewal Cycle
See board renewal rules
- Salary Position
$71,340 median (4% below national)
- State Salary Rank
#31 of 50 states
Step-by-Step Process (5)
- 1. Meet Florida eligibility requirements for Mortgage Loan Originator licensure.
- 2. Complete approved education or training requirements.
- 3. Pass required state examinations.
- 4. Prepare supporting documentation (background check: No criminal record prohibitions; Background/Criminal Review: No criminal record prohibitions.).
- 5. Submit the application to FL Department of Financial Services and monitor board communications.
Salary Insights in Florida
With a median salary of $71,340, Mortgage Loan Originators in Florida earn 4% below the national median of $74,180. Florida ranks #31 among 50 states. The typical licensing timeline is Varies by board.
State Hiring Climate (QCEW)
SteadyQoQ Employment Change
-0.3%Average Weekly Wage
$1,330Median annual salary
$71,340Hourly estimate
$34.304% below national median
Difference: -$2,840
Percentile Distribution
Annual compensationMortgage Loan Originator Salary Ranking
#31 of 50 statesfor Mortgage Loan Originator median salary
| Rank | State | Median Salary |
|---|---|---|
| #1 | New York | $98,940 |
| #2 | New Jersey | $95,090 |
| #3 | Massachusetts | $93,430 |
| #4 | Vermont | $86,490 |
| #5 | Minnesota | $84,480 |
Nearby States Comparison
Mortgage Loan Originator licensing across the regionLicense by Endorsement
Transfer requirements are state-specific. Use this quick matrix as a planning signal, then verify final endorsement rules with each board.
| State | Reciprocity Score | Tier | Notes |
|---|---|---|---|
| Florida | 72 | Medium | Background check or criminal history review is indicated. |
| Georgia | 43 | Low | Limited or restricted active licensing status. |
| Alabama | 70 | Medium | Documented experience may be required. |
- License status indicator: Active.
- Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Official Licensing Agency
Official website verified
FL Department of Financial Services
200 E. Gaines Street, Tallahassee, Fl, 32399-0300
Phone: 8504133137
Related Careers in Florida
| Profession | Median Salary | Education | Timeline |
|---|---|---|---|
| Architect | $83,720 | No educational requirements | Varies by board |
| Audio and Video Technicians | $50,170 | Degree required | Varies by board |
| Certified Public Accountant | $78,470 | No educational requirements | Varies by board |
| Civil Engineer | $97,810 | No educational requirements | Varies by board |
FAQ
How long does it take to become a Mortgage Loan Originator in Florida?
Most applicants finish the licensing path in about Varies by board, but timing can change based on education track, exam scheduling, and board processing.
What is the typical Mortgage Loan Originator salary in Florida?
The median annual salary for Mortgage Loan Originators in Florida is $71,340. Salaries range from $33,900 (10th percentile) to $135,450 (90th percentile).
How does the Mortgage Loan Originator salary in Florida compare to the national average?
Mortgage Loan Originators in Florida earn 4% below the national median of $74,180, with a state median of $71,340.
How many Mortgage Loan Originators work in Florida?
Florida employs approximately 19,750 Mortgage Loan Originators according to BLS data.
Can I transfer my Mortgage Loan Originator license to Florida from another state?
Transfer requirements vary by board. License status indicator: Active. Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Who is the licensing agency for Mortgage Loan Originators in Florida?
The licensing agency is FL Department of Financial Services. Review agency details at https://www.fldfs.com/.
How often do you renew a Mortgage Loan Originator license in Florida?
Current guidance indicates a renewal cycle of See board renewal rules.