Application Fee
See agencyVerified by HI Board of Business
Mortgage Loan Originator Licensing in Hawaii
Review current requirements, exam details, renewal cycle, and salary outlook for mortgage loan originator in Hawaii, including See agency and board contact links.
Last verified: Feb 17, 2026
Current
Exam Requirement
State exam requiredRenewal Cycle
See board renewal rulesLicensing Blueprint for Mortgage Loan Originator in Hawaii
Estimated timeline: 3-18 yearsCore Requirements
- 1
Be at least 18 years of age by the exam date. 2) Be a U.S. citizen, a U.S. national, or an alien authorized to work in the U.S. by the exam date. 3) Possess a reputation for or record of competency, honesty, truthfulness, financial integrity and fair dealing.
- 2
Education: Specific course required.
- 3
Experience: Work experience required.
- 4
Background/Criminal Review: No criminal record prohibitions.
- 5
License Type: Stand-alone license.
- 6
Personal requirements: 1) Be at least 18 years of age by the exam date.
- 7
By the exam date.
- 8
Professional requirements: Hold a current, unencumbered Hawaii real estate salesperson license or equivalent.
- 9
Experience requirements: Have experience as a full-time Hawaii-licensed real estate salesperson for 3 years or equivalent.
- 10
Education requirements: Complete the Commission-approved prelicense course given in Hawaii before the date of the exam or obtain a "Prelicensing Education Equivalency - Real Estate".
- 11
Exam given by testing agency PSI Services, LLC.
Exam and processing details
- given by testing agency PSI Services, LLC. OTHER: There were 5,553 licenses currently active as of February 24, 2022. ~ revised 01/21
Continuing education and program notes
- No continuing education requirement to maintain license
Application Snapshot
- Licensing Authority
Hawaii State Dept. of Commerce & Consumer Affairs • Professional and Vocational Licensing Division • Hawaii Real Estate Commission
- Current Filing Fee
See agency
- Renewal Cycle
See board renewal rules
- Salary Position
$70,280 median (5% below national)
- State Salary Rank
#32 of 50 states
Step-by-Step Process (7)
- 1. Confirm eligibility prerequisites (Be at least 18 years of age by the exam date. 2) Be a U.S. citizen, a U.S. national, or an alien authorized to work in the U.S. by the ex...; Personal requirements: 1) Be at least 18 years of age by the exam date.).
- 2. Complete required education or training: Specific course required.
- 3. Document required supervised experience: Work experience required.
- 4. Pass required examination steps: State exam required given by testing agency PSI Services, LLC. OTHER: There were 5,553 licenses currently active as of February 24, 2022. ~ revised 01/21.
- 5. Prepare supporting documentation (background check: No criminal record prohibitions; Background/Criminal Review: No criminal record prohibitions.).
- 6. Submit the application to Hawaii State Dept. of Commerce & Consumer Affairs~Professional and Vocational Licensing Division~Hawaii Real Estate Commission and monitor board communications.
- 7. Maintain post-licensure compliance (continuing education: No continuing education requirement to maintain license).
Salary Insights in Hawaii
With a median salary of $70,280, Mortgage Loan Originators in Hawaii earn 5% below the national median of $74,180. Hawaii ranks #32 among 50 states. The typical licensing timeline is 3-18 years.
State Hiring Climate (QCEW)
SteadyQoQ Employment Change
-0.1%Average Weekly Wage
$1,316Median annual salary
$70,280Hourly estimate
$33.795% below national median
Difference: -$3,900
Percentile Distribution
Annual compensationMortgage Loan Originator Salary Ranking
#32 of 50 statesfor Mortgage Loan Originator median salary
| Rank | State | Median Salary |
|---|---|---|
| #1 | New York | $98,940 |
| #2 | New Jersey | $95,090 |
| #3 | Massachusetts | $93,430 |
| #4 | Vermont | $86,490 |
| #5 | Minnesota | $84,480 |
Nearby States Comparison
Mortgage Loan Originator licensing across the region| State | Median Salary | Education | Exam | Timeline |
|---|---|---|---|---|
| Hawaii | $70,280 | Specific course required | State exam required | 3-18 years |
| California | $79,580 | Varies by state board | State-approved exam | Varies by board |
| Oregon | $74,720 | Varies by state board | State-approved exam | Varies by board |
| Washington | $77,040 | Varies by state board | Both state and third-party exams required | 1 month |
| Alaska | $65,160 | Varies by state board | State-approved exam | Varies by board |
License by Endorsement
Transfer requirements are state-specific. Use this quick matrix as a planning signal, then verify final endorsement rules with each board.
| State | Reciprocity Score | Tier | Notes |
|---|---|---|---|
| Hawaii | 54 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| California | 78 | High | Board-specific review required. |
| Oregon | 78 | High | Board-specific review required. |
| Washington | 62 | Medium | State-specific exam conditions may apply. Background check or criminal history review is indicated. |
| Alaska | 78 | High | Board-specific review required. |
- License status indicator: Active.
- Continuing education indicator: No continuing education requirement to maintain license.
- Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Official Licensing Agency
Official website verified
Hawaii State Dept. of Commerce & Consumer Affairs • Professional and Vocational Licensing Division • Hawaii Real Estate Commission
P. O. Box 3469, [335 Merchant St., Rm. 301, Honolulu, HI 96813], Honolulu, HI, 96801
Phone: 8085863000
Related Careers in Hawaii
| Profession | Median Salary | Education | Timeline |
|---|---|---|---|
| Architect | $100,370 | Degree required | Varies by board |
| Audio and Video Technicians | $60,180 | Degree required | 2 years |
| Certified Public Accountant | $67,820 | Degree required | Varies by board |
| Civil Engineer | $94,970 | Degree required | 2-12 years |
FAQ
How long does it take to become a Mortgage Loan Originator in Hawaii?
Most applicants finish the licensing path in about 3-18 years, but timing can change based on education track, exam scheduling, and board processing.
What exams are required for Mortgage Loan Originators in Hawaii?
Hawaii lists State exam required as part of the licensure process for Mortgage Loan Originators.
What education do you need to become a Mortgage Loan Originator in Hawaii?
The board typically expects Specific course required for Mortgage Loan Originator licensure in Hawaii.
What is the typical Mortgage Loan Originator salary in Hawaii?
The median annual salary for Mortgage Loan Originators in Hawaii is $70,280. Salaries range from $29,120 (10th percentile) to $133,080 (90th percentile).
How does the Mortgage Loan Originator salary in Hawaii compare to the national average?
Mortgage Loan Originators in Hawaii earn 5% below the national median of $74,180, with a state median of $70,280.
How many Mortgage Loan Originators work in Hawaii?
Hawaii employs approximately 960 Mortgage Loan Originators according to BLS data.
Can I transfer my Mortgage Loan Originator license to Hawaii from another state?
Transfer requirements vary by board. License status indicator: Active. Continuing education indicator: No continuing education requirement to maintain license. Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Who is the licensing agency for Mortgage Loan Originators in Hawaii?
The licensing agency is Hawaii State Dept. of Commerce & Consumer Affairs / Professional and Vocational Licensing Division / Hawaii Real Estate Commission. Review agency details at http://cca.hawaii.gov/reb/real_ed/.
How often do you renew a Mortgage Loan Originator license in Hawaii?
Current guidance indicates a renewal cycle of See board renewal rules.