Application Fee
See agencyVerified by ID Board of Business
Mortgage Loan Originator Licensing in Idaho
Review current requirements, exam details, renewal cycle, and salary outlook for mortgage loan originator in Idaho, including See agency and board contact links.
Last verified: Feb 17, 2026
Current
Exam Requirement
State exam requiredRenewal Cycle
Renewal ed annuallyLicensing Blueprint for Mortgage Loan Originator in Idaho
Estimated timeline: 1 monthCore Requirements
- 1
Background/Criminal Review: Felony convictions prohibited.
- 2
License Type: Stand-alone license.
- 3
To be licensed, applicants must: 1.) Submit an application with required documents and fees
- 2.) Complete 20 Hours of pre-license education
- 3.) Have no felony convictions
- 4.) Not have outstanding bad debts
- 5.) Provide Fingerprints and pass a background check
- 6.) Pass a written exam.
Exam and processing details
- written exam
Application Snapshot
- Licensing Authority
Idaho Department of Finance
- Current Filing Fee
See agency
- Renewal Cycle
Renewal ed annually
- Salary Position
$64,380 median (13% below national)
- State Salary Rank
#39 of 50 states
Step-by-Step Process (7)
- 1. Meet Idaho eligibility requirements for Mortgage Loan Originator licensure.
- 2. Complete required education or training (To be licensed, applicants must: 1.) Submit an application with required documents and fees; 2.) Complete 20 Hours of pre-license educati...).
- 3. Document required supervised experience (To be licensed, applicants must: 1.) Submit an application with required documents and fees; 2.) Complete 20 Hours of pre-license educati...).
- 4. Pass required examination steps: State exam required written exam.
- 5. Prepare supporting documentation (background check: Felony convictions prohibited; Background/Criminal Review: Felony convictions prohibited.; To be licensed, applicants must: 1.) Submit an application with required documents and fees; 2.) Complete 20 Hours of pre-license educati...).
- 6. Submit the application to Idaho Department of Finance and monitor board communications.
- 7. Maintain post-licensure compliance (renewal cycle: Renewal ed annually).
Salary Insights in Idaho
With a median salary of $64,380, Mortgage Loan Originators in Idaho earn 13% below the national median of $74,180. Idaho ranks #39 among 50 states. The typical licensing timeline is 1 month.
State Hiring Climate (QCEW)
RisingQoQ Employment Change
+3.7%Average Weekly Wage
$1,134Median annual salary
$64,380Hourly estimate
$30.9513% below national median
Difference: -$9,800
Percentile Distribution
Annual compensationMortgage Loan Originator Salary Ranking
#39 of 50 statesfor Mortgage Loan Originator median salary
| Rank | State | Median Salary |
|---|---|---|
| #1 | New York | $98,940 |
| #2 | New Jersey | $95,090 |
| #3 | Massachusetts | $93,430 |
| #4 | Vermont | $86,490 |
| #5 | Minnesota | $84,480 |
Nearby States Comparison
Mortgage Loan Originator licensing across the region| State | Median Salary | Education | Exam | Timeline |
|---|---|---|---|---|
| Idaho | $64,380 | Varies by state board | State exam required | 1 month |
| Montana | $65,960 | Varies by state board | State-approved exam | Varies by board |
| Wyoming | $76,460 | No educational requirements | State exam required | 7 years |
| Utah | $60,870 | Varies by state board | State-approved exam | Varies by board |
| Nevada | $58,400 | Varies by state board | State exam required | 18 years |
| Oregon | $74,720 | Varies by state board | State-approved exam | Varies by board |
| Washington | $77,040 | Varies by state board | Both state and third-party exams required | 1 month |
License by Endorsement
Transfer requirements are state-specific. Use this quick matrix as a planning signal, then verify final endorsement rules with each board.
| State | Reciprocity Score | Tier | Notes |
|---|---|---|---|
| Idaho | 62 | Medium | State-specific exam conditions may apply. Background check or criminal history review is indicated. |
| Montana | 78 | High | Board-specific review required. |
| Wyoming | 62 | Medium | State-specific exam conditions may apply. Background check or criminal history review is indicated. |
| Utah | 78 | High | Board-specific review required. |
| Nevada | 54 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| Oregon | 78 | High | Board-specific review required. |
- License status indicator: Active.
- Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Official Licensing Agency
Official website verified
Idaho Department of Finance
800 Park Blvd., Suite 200, P.O. Box 83720, Boise, ID, 83720-0031
Phone: 2083328000
Related Careers in Idaho
| Profession | Median Salary | Education | Timeline |
|---|---|---|---|
| Architect | $82,510 | Degree required | Varies by board |
| Audio and Video Technicians | $46,800 | Degree required | Varies by board |
| Certified Public Accountant | $64,840 | Degree required | Varies by board |
| Civil Engineer | $94,990 | Degree required | Varies by board |
FAQ
How long does it take to become a Mortgage Loan Originator in Idaho?
Most applicants finish the licensing path in about 1 month, but timing can change based on education track, exam scheduling, and board processing.
What exams are required for Mortgage Loan Originators in Idaho?
Idaho lists State exam required as part of the licensure process for Mortgage Loan Originators.
What is the typical Mortgage Loan Originator salary in Idaho?
The median annual salary for Mortgage Loan Originators in Idaho is $64,380. Salaries range from $39,350 (10th percentile) to $137,520 (90th percentile).
How does the Mortgage Loan Originator salary in Idaho compare to the national average?
Mortgage Loan Originators in Idaho earn 13% below the national median of $74,180, with a state median of $64,380.
How many Mortgage Loan Originators work in Idaho?
Idaho employs approximately 2,290 Mortgage Loan Originators according to BLS data.
Can I transfer my Mortgage Loan Originator license to Idaho from another state?
Transfer requirements vary by board. License status indicator: Active. Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Who is the licensing agency for Mortgage Loan Originators in Idaho?
The licensing agency is Idaho Department of Finance. Review agency details at http://finance.idaho.gov/.
How often do you renew a Mortgage Loan Originator license in Idaho?
Current guidance indicates a renewal cycle of Renewal ed annually.