Application Fee
See agencyVerified by PA Board of Business
Mortgage Loan Originator Licensing in Pennsylvania
Review current requirements, exam details, renewal cycle, and salary outlook for mortgage loan originator in Pennsylvania, including See agency and board contact links.
Last verified: Feb 17, 2026
Current
Exam Requirement
State exam requiredRenewal Cycle
See board renewal rulesLicensing Blueprint for Mortgage Loan Originator in Pennsylvania
Estimated timeline: Varies by boardCore Requirements
- 1
Education: Specific course required.
- 2
Experience: Work experience required.
- 3
Background/Criminal Review: No criminal record prohibitions.
- 4
License Type: Stand-alone license.
Exam and processing details
- State exam required
Continuing education and program notes
- Continuing education required to maintain license
Application Snapshot
- Licensing Authority
Department of State • Bureau of Professional & Occupational Affairs • Real Estate Commission
- Current Filing Fee
See agency
- Renewal Cycle
See board renewal rules
- Salary Position
$61,470 median (17% below national)
- State Salary Rank
#43 of 50 states
Step-by-Step Process (7)
- 1. Meet Pennsylvania eligibility requirements for Mortgage Loan Originator licensure.
- 2. Complete required education or training: Specific course required.
- 3. Document required supervised experience: Work experience required.
- 4. Pass required examination steps: State exam required.
- 5. Prepare supporting documentation (background check: No criminal record prohibitions; Background/Criminal Review: No criminal record prohibitions.).
- 6. Submit the application to Department of State~Bureau of Professional & Occupational Affairs~Real Estate Commission and monitor board communications.
- 7. Maintain post-licensure compliance (continuing education: Continuing education required to maintain license).
Salary Insights in Pennsylvania
With a median salary of $61,470, Mortgage Loan Originators in Pennsylvania earn 17% below the national median of $74,180. Pennsylvania ranks #43 among 50 states. The typical licensing timeline is Varies by board.
State Hiring Climate (QCEW)
RisingQoQ Employment Change
+1.7%Average Weekly Wage
$1,364Median annual salary
$61,470Hourly estimate
$29.5517% below national median
Difference: -$12,710
Percentile Distribution
Annual compensationMortgage Loan Originator Salary Ranking
#43 of 50 statesfor Mortgage Loan Originator median salary
| Rank | State | Median Salary |
|---|---|---|
| #1 | New York | $98,940 |
| #2 | New Jersey | $95,090 |
| #3 | Massachusetts | $93,430 |
| #4 | Vermont | $86,490 |
| #5 | Minnesota | $84,480 |
Nearby States Comparison
Mortgage Loan Originator licensing across the region| State | Median Salary | Education | Exam | Timeline |
|---|---|---|---|---|
| Pennsylvania | $61,470 | Specific course required | State exam required | Varies by board |
| New York | $98,940 | Specific course required | Third-party exam required | Varies by board |
| New Jersey | $95,090 | Varies by state board | State-approved exam | Varies by board |
| Delaware | $80,760 | Varies by state board | State-approved exam | Varies by board |
| Maryland | $73,340 | Varies by state board | State-approved exam | Varies by board |
| West Virginia | $49,550 | Specific course required | State exam required | 1-50 years |
| Ohio | $69,220 | Varies by state board | State-approved exam | Varies by board |
License by Endorsement
Transfer requirements are state-specific. Use this quick matrix as a planning signal, then verify final endorsement rules with each board.
| State | Reciprocity Score | Tier | Notes |
|---|---|---|---|
| Pennsylvania | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| New York | 54 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| New Jersey | 72 | Medium | Background check or criminal history review is indicated. |
| Delaware | 78 | High | Board-specific review required. |
| Maryland | 78 | High | Board-specific review required. |
| West Virginia | 56 | Medium | State-specific exam conditions may apply. Documented experience may be required. |
- License status indicator: Active.
- Continuing education indicator: Continuing education required to maintain license.
- Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Official Licensing Agency
Official website verified
Department of State • Bureau of Professional & Occupational Affairs • Real Estate Commission
P.O. Box 2649, Harrisburg, PA, 17105-2649
Phone: 7177833658
Related Careers in Pennsylvania
| Profession | Median Salary | Education | Timeline |
|---|---|---|---|
| Architect | $95,640 | Specific course required | Varies by board |
| Audio and Video Technicians | $57,450 | Degree required | Varies by board |
| Certified Public Accountant | $77,330 | Degree required | Varies by board |
| Civil Engineer | $92,460 | Degree required | Varies by board |
FAQ
How long does it take to become a Mortgage Loan Originator in Pennsylvania?
Most applicants finish the licensing path in about Varies by board, but timing can change based on education track, exam scheduling, and board processing.
What exams are required for Mortgage Loan Originators in Pennsylvania?
Pennsylvania lists State exam required as part of the licensure process for Mortgage Loan Originators.
What education do you need to become a Mortgage Loan Originator in Pennsylvania?
The board typically expects Specific course required for Mortgage Loan Originator licensure in Pennsylvania.
What is the typical Mortgage Loan Originator salary in Pennsylvania?
The median annual salary for Mortgage Loan Originators in Pennsylvania is $61,470. Salaries range from $37,720 (10th percentile) to $124,070 (90th percentile).
How does the Mortgage Loan Originator salary in Pennsylvania compare to the national average?
Mortgage Loan Originators in Pennsylvania earn 17% below the national median of $74,180, with a state median of $61,470.
How many Mortgage Loan Originators work in Pennsylvania?
Pennsylvania employs approximately 8,820 Mortgage Loan Originators according to BLS data.
Can I transfer my Mortgage Loan Originator license to Pennsylvania from another state?
Transfer requirements vary by board. License status indicator: Active. Continuing education indicator: Continuing education required to maintain license. Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Who is the licensing agency for Mortgage Loan Originators in Pennsylvania?
The licensing agency is Department of State / Bureau of Professional & Occupational Affairs / Real Estate Commission. Review agency details at https://www.dos.pa.gov/ProfessionalLicensing/BoardsCommissions/RealEstateCommission/Pages/default.aspx.
How often do you renew a Mortgage Loan Originator license in Pennsylvania?
Current guidance indicates a renewal cycle of See board renewal rules.