Application Fee
See agencyVerified by VA Board of Business
Mortgage Loan Originator Licensing in Virginia
Review current requirements, exam details, renewal cycle, and salary outlook for mortgage loan originator in Virginia, including See agency and board contact links.
Last verified: Feb 17, 2026
Current
Exam Requirement
No exam requiredRenewal Cycle
See board renewal rulesLicensing Blueprint for Mortgage Loan Originator in Virginia
Estimated timeline: Varies by boardCore Requirements
- 1
Education: Specific course required.
- 2
Experience: No experience required.
- 3
Physical Requirement: No physical requirements.
- 4
Certification: Certification required.
- 5
License Type: Stand-alone license.
- 6
The Board investigates housing discrimination through the Virginia Fair Housing Office, and oversees an education-based certification program for housing providers.
Exam and processing details
- No exam required
Continuing education and program notes
- certification program for housing providers
Application Snapshot
- Licensing Authority
Department of Professional and Occupational Regulation • Fair Housing Board
- Current Filing Fee
See agency
- Renewal Cycle
See board renewal rules
- Salary Position
$79,600 median (7% above national)
- State Salary Rank
#11 of 50 states
Step-by-Step Process (6)
- 1. Meet Virginia eligibility requirements for Mortgage Loan Originator licensure.
- 2. Complete required education or training: Specific course required.
- 3. Document required supervised experience: No experience required.
- 4. Pass required examination steps: No exam required.
- 5. Submit the application to Department of Professional and Occupational Regulation~Fair Housing Board and monitor board communications.
- 6. Maintain post-licensure compliance (continuing education: Continuing education required to maintain license).
Salary Insights in Virginia
With a median salary of $79,600, Mortgage Loan Originators in Virginia earn 7% above the national median of $74,180. Virginia ranks #11 among 50 states. The typical licensing timeline is Varies by board.
State Hiring Climate (QCEW)
RisingQoQ Employment Change
+1.6%Average Weekly Wage
$1,471Median annual salary
$79,600Hourly estimate
$38.277% above national median
Difference: +$5,420
Percentile Distribution
Annual compensationMortgage Loan Originator Salary Ranking
#11 of 50 statesfor Mortgage Loan Originator median salary
| Rank | State | Median Salary |
|---|---|---|
| #1 | New York | $98,940 |
| #2 | New Jersey | $95,090 |
| #3 | Massachusetts | $93,430 |
| #4 | Vermont | $86,490 |
| #5 | Minnesota | $84,480 |
Nearby States Comparison
Mortgage Loan Originator licensing across the region| State | Median Salary | Education | Exam | Timeline |
|---|---|---|---|---|
| Virginia | $79,600 | Specific course required | No exam required | Varies by board |
| Maryland | $73,340 | Varies by state board | State-approved exam | Varies by board |
| West Virginia | $49,550 | Specific course required | State exam required | 1-50 years |
| Kentucky | $68,600 | Varies by state board | State-approved exam | Varies by board |
| Tennessee | $63,160 | Degree required | Third-party exam required | 18 years |
| North Carolina | $75,820 | Specific course required | Third-party exam required | Varies by board |
License by Endorsement
Transfer requirements are state-specific. Use this quick matrix as a planning signal, then verify final endorsement rules with each board.
| State | Reciprocity Score | Tier | Notes |
|---|---|---|---|
| Virginia | 56 | Medium | State-specific exam conditions may apply. Documented experience may be required. |
| Maryland | 78 | High | Board-specific review required. |
| West Virginia | 56 | Medium | State-specific exam conditions may apply. Documented experience may be required. |
| Kentucky | 78 | High | Board-specific review required. |
| Tennessee | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| North Carolina | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
- License status indicator: Active.
- Continuing education indicator: Continuing education required to maintain license.
- Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Official Licensing Agency
Official website verified
Department of Professional and Occupational Regulation • Fair Housing Board
9960 Mayland Drive, Suite 400, Richmond, VA, 23233-1485
Phone: 8043670115
Related Careers in Virginia
| Profession | Median Salary | Education | Timeline |
|---|---|---|---|
| Architect | $97,140 | Degree required | Varies by board |
| Audio and Video Technicians | $50,990 | Specific course required | Varies by board |
| Certified Public Accountant | $84,190 | Degree required | Varies by board |
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FAQ
How long does it take to become a Mortgage Loan Originator in Virginia?
Most applicants finish the licensing path in about Varies by board, but timing can change based on education track, exam scheduling, and board processing.
What exams are required for Mortgage Loan Originators in Virginia?
Virginia lists No exam required as part of the licensure process for Mortgage Loan Originators.
What education do you need to become a Mortgage Loan Originator in Virginia?
The board typically expects Specific course required for Mortgage Loan Originator licensure in Virginia.
What is the typical Mortgage Loan Originator salary in Virginia?
The median annual salary for Mortgage Loan Originators in Virginia is $79,600. Salaries range from $42,210 (10th percentile) to $166,530 (90th percentile).
How does the Mortgage Loan Originator salary in Virginia compare to the national average?
Mortgage Loan Originators in Virginia earn 7% above the national median of $74,180, with a state median of $79,600.
How many Mortgage Loan Originators work in Virginia?
Virginia employs approximately 9,170 Mortgage Loan Originators according to BLS data.
Can I transfer my Mortgage Loan Originator license to Virginia from another state?
Transfer requirements vary by board. License status indicator: Active. Continuing education indicator: Continuing education required to maintain license. Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Who is the licensing agency for Mortgage Loan Originators in Virginia?
The licensing agency is Department of Professional and Occupational Regulation / Fair Housing Board. Review agency details at https://www.dpor.virginia.gov/Boards/Fair-Housing-Board/.
How often do you renew a Mortgage Loan Originator license in Virginia?
Current guidance indicates a renewal cycle of See board renewal rules.