Application Fee
See agencyVerified by KY Board of Business
Insurance Sales Agent Licensing in Kentucky
Review current requirements, exam details, renewal cycle, and salary outlook for insurance sales agent in Kentucky, including See agency and board contact links.
Last verified: Feb 12, 2026
Exam Requirement
State exam requiredRenewal Cycle
See board renewal rulesLicensing Blueprint for Insurance Sales Agent in Kentucky
Estimated timeline: 6-24 monthsCore Requirements
- License Type: Stand-alone license
- Education: Specific course required
- Examination: State exam required
- Application Fee: See agency
- Experience: Work experience required
- Background Check: Felony convictions prohibited
- Continuing Education: Continuing education required to maintain license
Application Snapshot
- Licensing Authority
Department of Insurance
- Current Filing Fee
See agency
- Renewal Cycle
See board renewal rules
- Salary Position
$59,590 median (1% below national)
- State Salary Rank
#27 of 50 states
Step-by-Step Process (4)
- 1. Meet baseline eligibility requirements.
- 2. Complete approved education/training requirements.
- 3. Pass required exam(s) and submit application.
- 4. Maintain and renew license according to board rules.
Salary Insights in Kentucky
With a median salary of 59,590, Insurance Sales Agents in Kentucky earn 1% below the national median of $60,370. Kentucky ranks #27 among 50 states. The typical licensing timeline is 6-24 months.
Median annual salary
$59,590Hourly estimate
$28.651% below national median
Difference: -$780
Percentile Distribution
Annual compensationInsurance Sales Agent Salary Ranking
#27 of 50 statesfor Insurance Sales Agent median salary
| Rank | State | Median Salary |
|---|---|---|
| #1 | Minnesota | 78,650 |
| #2 | New Jersey | 78,080 |
| #3 | Massachusetts | 77,660 |
| #4 | Connecticut | 77,090 |
| #5 | New York | 75,860 |
Nearby States Comparison
Insurance Sales Agent licensing across the region| State | Median Salary | Education | Exam | Timeline |
|---|---|---|---|---|
| Kentucky | $59,590 | Specific course required | State exam required | 6-24 months |
| Indiana | $61,710 | Specific course required | State exam required | 6-24 months |
| Ohio | $59,990 | Specific course required | Third-party exam required | 6-24 months |
| West Virginia | $44,080 | Specific course required | State exam required | 6-24 months |
| Virginia | $59,570 | No educational requirements | Third-party exam required | 6-24 months |
| Tennessee | $49,130 | Specific course required | Third-party exam required | 6-24 months |
| Missouri | $59,680 | Specific course required | Third-party exam required | 6-24 months |
| Illinois | $59,340 | Specific course required | State exam required | 6-24 months |
License by Endorsement
Transfer requirements are state-specific. Use this quick matrix as a planning signal, then verify final endorsement rules with each board.
| State | Reciprocity Score | Tier | Notes |
|---|---|---|---|
| Kentucky | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| Indiana | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| Ohio | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| West Virginia | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| Virginia | 56 | Medium | State-specific exam conditions may apply. Documented experience may be required. |
| Tennessee | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
- License status indicator: Active.
- Continuing education indicator: Continuing education required to maintain license.
- Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Official Licensing Agency
Department of Insurance
500 Mero Street, 2 SE 11, Frankfort, KY, 40602
Phone: 5025646004
Related Careers in Kentucky
| Profession | Median Salary | Education | Timeline |
|---|---|---|---|
| Architect | $93,230 | Degree required | 6-24 months |
| Certified Public Accountant | $72,220 | Degree required | 6-24 months |
| Civil Engineer | $100,200 | No educational requirements | 6-24 months |
| Financial Advisor | $79,100 | Varies by state board | 6-24 months |
FAQ
How long does it take to become a Insurance Sales Agent in Kentucky?
Most applicants finish the licensing path in about 6-24 months, but timing can change based on education track, exam scheduling, and board processing.
What exams are required for Insurance Sales Agents in Kentucky?
Kentucky lists State exam required as part of the licensure process for Insurance Sales Agents.
What education do you need to become a Insurance Sales Agent in Kentucky?
The board typically expects Specific course required for Insurance Sales Agent licensure in Kentucky.
What is the typical Insurance Sales Agent salary in Kentucky?
The median annual salary for Insurance Sales Agents in Kentucky is 59,590. Salaries range from $30,090 (10th percentile) to $133,580 (90th percentile).
How does the Insurance Sales Agent salary in Kentucky compare to the national average?
Insurance Sales Agents in Kentucky earn 1% below the national median of $60,370, with a state median of 59,590.
How many Insurance Sales Agents work in Kentucky?
Kentucky employs approximately 6,310 Insurance Sales Agents according to BLS data.
Can I transfer my Insurance Sales Agent license to Kentucky from another state?
Transfer requirements vary by board. License status indicator: Active. Continuing education indicator: Continuing education required to maintain license. Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Who is the licensing agency for Insurance Sales Agents in Kentucky?
The licensing agency is Department of Insurance. Review agency details at http://insurance.ky.gov/.