Application Fee
See agencyVerified by AR Board of Business
Mortgage Loan Originator Licensing in Arkansas
Review current requirements, exam details, renewal cycle, and salary outlook for mortgage loan originator in Arkansas, including See agency and board contact links.
Last verified: Feb 17, 2026
Current
Exam Requirement
State-approved examRenewal Cycle
See board renewal rulesLicensing Blueprint for Mortgage Loan Originator in Arkansas
Estimated timeline: 1-18 yearsCore Requirements
- 1
Must submit an application. 2) Must be at least 18 years of age. 3) Must have received a high school diploma or a general education development certificate (GED). 4) Must be employed by a licensed Mortgage Broker or Mortgage Banker. 5) Criminal background check with fingerprints required. 6) Credit Report review with authorization required. 7) Must have completed 20 hours of required educational and testing requirements.
- Written National Exam required.
- Initial filing
- 2
Must submit an application. 2) Must be at least 18 years of age. 3) Must have received a high school diploma or a general education development certificate (GED). 4) Must be employed by a licensed Mortgage Broker or Mortgage Banker. 5) Criminal background check with fingerprints required. 6) Credit Report review with authorization required. 7) Must have completed 20 hours of required educational and testing requirements.
- Written National Exam required.
- Initial filing fee: $50.00, Renewal filing fee: $50.00
- 3
License Type: Register with licensing agency.
- 4
Requirements: 1) Must submit an application.
- 5
3) Must have received a high school diploma or a general education development certificate (GED).
- 6
5) Criminal background check with fingerprints required.
- 7
7) Must have completed 20 hours of required educational and testing requirements.
- 8
Written National Exam required.
- 9
Initial filing fee: $50.00, Renewal filing fee: $50.00.
Exam and processing details
- Written National Exam required
Continuing education and program notes
- certificate (GED)
Application Snapshot
- Licensing Authority
Arkansas Department of Commerce
- Current Filing Fee
See agency
- Renewal Cycle
See board renewal rules
- Salary Position
$70,050 median (6% below national)
- State Salary Rank
#33 of 50 states
Step-by-Step Process (6)
- 1. Confirm eligibility prerequisites (Must submit an application. 2) Must be at least 18 years of age. 3) Must have received a high school diploma or a general education devel...; Must submit an application. 2) Must be at least 18 years of age. 3) Must have received a high school diploma or a general education devel...).
- 2. Complete required education or training (Must submit an application. 2) Must be at least 18 years of age. 3) Must have received a high school diploma or a general education devel...).
- 3. Document required supervised experience (Must submit an application. 2) Must be at least 18 years of age. 3) Must have received a high school diploma or a general education devel...).
- 4. Pass required examination steps: Written National Exam required.
- 5. Prepare supporting documentation (Must submit an application. 2) Must be at least 18 years of age. 3) Must have received a high school diploma or a general education devel...; Must submit an application. 2) Must be at least 18 years of age. 3) Must have received a high school diploma or a general education devel...).
- 6. Submit the application to Arkansas Department of Commerce and monitor board communications.
Salary Insights in Arkansas
With a median salary of $70,050, Mortgage Loan Originators in Arkansas earn 6% below the national median of $74,180. Arkansas ranks #33 among 50 states. The typical licensing timeline is 1-18 years.
State Hiring Climate (QCEW)
SteadyQoQ Employment Change
+1%Average Weekly Wage
$1,118Median annual salary
$70,050Hourly estimate
$33.686% below national median
Difference: -$4,130
Percentile Distribution
Annual compensationMortgage Loan Originator Salary Ranking
#33 of 50 statesfor Mortgage Loan Originator median salary
| Rank | State | Median Salary |
|---|---|---|
| #1 | New York | $98,940 |
| #2 | New Jersey | $95,090 |
| #3 | Massachusetts | $93,430 |
| #4 | Vermont | $86,490 |
| #5 | Minnesota | $84,480 |
Nearby States Comparison
Mortgage Loan Originator licensing across the region| State | Median Salary | Education | Exam | Timeline |
|---|---|---|---|---|
| Arkansas | $70,050 | Varies by state board | State-approved exam | 1-18 years |
| Missouri | $72,730 | Degree required | State exam required | 21 years |
| Tennessee | $63,160 | Degree required | Third-party exam required | 18 years |
| Mississippi | $59,950 | Specific course required | State exam required | 17 years |
| Louisiana | $57,320 | Degree required | Third-party exam required | Varies by board |
| Texas | $63,770 | No educational requirements | No exam required | Varies by board |
| Oklahoma | $65,720 | Specific course required | State-approved exam | Varies by board |
License by Endorsement
Transfer requirements are state-specific. Use this quick matrix as a planning signal, then verify final endorsement rules with each board.
| State | Reciprocity Score | Tier | Notes |
|---|---|---|---|
| Arkansas | 78 | High | Board-specific review required. |
| Missouri | 62 | Medium | State-specific exam conditions may apply. Background check or criminal history review is indicated. |
| Tennessee | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| Mississippi | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| Louisiana | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| Texas | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
- License status indicator: Active.
- Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Official Licensing Agency
Official website verified
Arkansas Department of Commerce
1 Commerce Way, Suite 402, Little Rock, AR, 72202-2086
Phone: 5013249260
Related Careers in Arkansas
| Profession | Median Salary | Education | Timeline |
|---|---|---|---|
| Architect | $84,310 | Degree required | Varies by board |
| Audio and Video Technicians | $38,620 | Degree required | Varies by board |
| Certified Public Accountant | $64,180 | Degree required | Varies by board |
| Civil Engineer | $81,930 | Degree required | Varies by board |
FAQ
How long does it take to become a Mortgage Loan Originator in Arkansas?
Most applicants finish the licensing path in about 1-18 years, but timing can change based on education track, exam scheduling, and board processing.
What is the typical Mortgage Loan Originator salary in Arkansas?
The median annual salary for Mortgage Loan Originators in Arkansas is $70,050. Salaries range from $38,290 (10th percentile) to $132,760 (90th percentile).
How does the Mortgage Loan Originator salary in Arkansas compare to the national average?
Mortgage Loan Originators in Arkansas earn 6% below the national median of $74,180, with a state median of $70,050.
How many Mortgage Loan Originators work in Arkansas?
Arkansas employs approximately 2,810 Mortgage Loan Originators according to BLS data.
Can I transfer my Mortgage Loan Originator license to Arkansas from another state?
Transfer requirements vary by board. License status indicator: Active. Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Who is the licensing agency for Mortgage Loan Originators in Arkansas?
The licensing agency is Arkansas Department of Commerce. Review agency details at https://www.securities.arkansas.gov/.
How often do you renew a Mortgage Loan Originator license in Arkansas?
Current guidance indicates a renewal cycle of See board renewal rules.