Application Fee
See agencyVerified by TX Board of Business
Mortgage Loan Originator Licensing in Texas
Review current requirements, exam details, renewal cycle, and salary outlook for mortgage loan originator in Texas, including See agency and board contact links.
Last verified: Feb 17, 2026
Current
Exam Requirement
No exam requiredRenewal Cycle
See board renewal rulesLicensing Blueprint for Mortgage Loan Originator in Texas
Estimated timeline: Varies by boardCore Requirements
- 1
Education: No educational requirements.
- 2
Experience: No experience required.
- 3
Background/Criminal Review: Specific type of conviction prohibited.
- 4
Physical Requirement: No physical requirements.
- 5
License Type: Stand-alone license.
- 6
Being an Escrow Officer provides mortgage holders with required tax documentation for filing tax returns.
Exam and processing details
- No exam required
Continuing education and program notes
- Continuing education required to maintain license
Application Snapshot
- Licensing Authority
Texas Department of Insurance • Title Agents and Escrow Officers
- Current Filing Fee
See agency
- Renewal Cycle
See board renewal rules
- Salary Position
$63,770 median (14% below national)
- State Salary Rank
#40 of 50 states
Step-by-Step Process (7)
- 1. Meet Texas eligibility requirements for Mortgage Loan Originator licensure.
- 2. Complete required education or training: No educational requirements.
- 3. Document required supervised experience: No experience required.
- 4. Pass required examination steps: No exam required.
- 5. Prepare supporting documentation (background check: Specific type of conviction prohibited; Background/Criminal Review: Specific type of conviction prohibited.).
- 6. Submit the application to Texas Department of Insurance~Title Agents and Escrow Officers and monitor board communications.
- 7. Maintain post-licensure compliance (continuing education: Continuing education required to maintain license).
Salary Insights in Texas
With a median salary of $63,770, Mortgage Loan Originators in Texas earn 14% below the national median of $74,180. Texas ranks #40 among 50 states. The typical licensing timeline is Varies by board.
State Hiring Climate (QCEW)
SteadyQoQ Employment Change
+0.8%Average Weekly Wage
$1,420Median annual salary
$63,770Hourly estimate
$30.6614% below national median
Difference: -$10,410
Percentile Distribution
Annual compensationMortgage Loan Originator Salary Ranking
#40 of 50 statesfor Mortgage Loan Originator median salary
| Rank | State | Median Salary |
|---|---|---|
| #1 | New York | $98,940 |
| #2 | New Jersey | $95,090 |
| #3 | Massachusetts | $93,430 |
| #4 | Vermont | $86,490 |
| #5 | Minnesota | $84,480 |
Nearby States Comparison
Mortgage Loan Originator licensing across the region| State | Median Salary | Education | Exam | Timeline |
|---|---|---|---|---|
| Texas | $63,770 | No educational requirements | No exam required | Varies by board |
| Oklahoma | $65,720 | Specific course required | State-approved exam | Varies by board |
| Arkansas | $70,050 | Varies by state board | State-approved exam | 1-18 years |
| Louisiana | $57,320 | Degree required | Third-party exam required | Varies by board |
| New Mexico | $72,690 | Specific course required | Third-party exam required | Varies by board |
License by Endorsement
Transfer requirements are state-specific. Use this quick matrix as a planning signal, then verify final endorsement rules with each board.
| State | Reciprocity Score | Tier | Notes |
|---|---|---|---|
| Texas | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| Oklahoma | 72 | Medium | Background check or criminal history review is indicated. |
| Arkansas | 78 | High | Board-specific review required. |
| Louisiana | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
| New Mexico | 50 | Low | State-specific exam conditions may apply. Documented experience may be required. |
- License status indicator: Active.
- Continuing education indicator: Continuing education required to maintain license.
- Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Official Licensing Agency
Official website verified
Texas Department of Insurance • Title Agents and Escrow Officers
PO Box 149104, Austin, TX, 78714
Phone: 5126766500
Related Careers in Texas
| Profession | Median Salary | Education | Timeline |
|---|---|---|---|
| Architect | $85,770 | Degree required | Varies by board |
| Audio and Video Technicians | $49,290 | Specific course required | Varies by board |
| Certified Public Accountant | $80,000 | Degree required | Varies by board |
| Civil Engineer | $95,050 | Degree required | Varies by board |
FAQ
How long does it take to become a Mortgage Loan Originator in Texas?
Most applicants finish the licensing path in about Varies by board, but timing can change based on education track, exam scheduling, and board processing.
What exams are required for Mortgage Loan Originators in Texas?
Texas lists No exam required as part of the licensure process for Mortgage Loan Originators.
What education do you need to become a Mortgage Loan Originator in Texas?
The board typically expects No educational requirements for Mortgage Loan Originator licensure in Texas.
What is the typical Mortgage Loan Originator salary in Texas?
The median annual salary for Mortgage Loan Originators in Texas is $63,770. Salaries range from $35,810 (10th percentile) to $130,910 (90th percentile).
How does the Mortgage Loan Originator salary in Texas compare to the national average?
Mortgage Loan Originators in Texas earn 14% below the national median of $74,180, with a state median of $63,770.
How many Mortgage Loan Originators work in Texas?
Texas employs approximately 24,070 Mortgage Loan Originators according to BLS data.
Can I transfer my Mortgage Loan Originator license to Texas from another state?
Transfer requirements vary by board. License status indicator: Active. Continuing education indicator: Continuing education required to maintain license. Reciprocity and transfer rules vary by state board. Verify directly with the agency.
Who is the licensing agency for Mortgage Loan Originators in Texas?
The licensing agency is Texas Department of Insurance / Title Agents and Escrow Officers. Review agency details at https://www.tdi.texas.gov/agent/index.html.
How often do you renew a Mortgage Loan Originator license in Texas?
Current guidance indicates a renewal cycle of See board renewal rules.